When moving to Finland permanently, do as follows:

  1. Submit a notification of move to the Local Register Office
  2. Request health insurance from Kela through e-services or on form Y 77.

Everyone permanently residing in Finland is entitled to use the public healthcare services in their place of domicile. The Register Office will record the place of domicile in the population register system. Your place of domicile will arrange public healthcare services for you.

Persons living in Finland are usually also covered by Finnish health insurance and receive reimbursement for the costs of private medical care, medicines and travel related to the illness. Kela decides on the health insurance.

If another EU or EEA country or Switzerland is responsible for the costs of your healthcare or an international convention on social security is applied to your move, you may be entitled to use public healthcare services and to receive reimbursement for the costs of private medical care even without a place of domicile in Finland or Finnish health insurance. Submit the following to Kela for registration without delay:

  • Form E 106, E 109, E 120, E 121, S1 or S3 from another EU or EEA country or Switzerland
  • Form SF/Q4 issued by Quebec in Canada.

EU’s immigration directives will in some cases apply to employees arriving in Finland from outside of the EU and EEA countries and Switzerland. They are entitled to use public healthcare services in the same manner as Finnish residents.

  • The Finnish Immigration Service will decide whether the directives apply in your case.
  • If you are working in Finland but you do not have a place of domicile here, Kela will grant you a certificate of entitlement to treatment in Finland if necessary. You can apply for the certificate from Kela on form SV 140.