Moving Finland for study or research

If you come to Finland for study or research, you can use the services of school or student health care. School and student health care services are provided to all full-time pupils and students of an educational establishment. You also might have the right to use Finnish public and private health care services.


Student health care

School and student health care includes:

  • Health inspections
  • Health care services
  • Medical care within basic health care.

Studying at a comprehensive school, upper secondary school, vocational school or university of applied sciences

The municipality in which the educational institute is located organises the school and student health care services. School and student health care is usually organised on school premises.

Health care for university students

Kela website organises student health care services for university students. You are entitled to FSHS’s services if you are studying for a basic degree and you have paid the students’ union membership fee.

Your right to use Finland’s public or private health care

If you are a student or researcher arriving in Finland from another EU or EEA country, Switzerland, Australia or Quebec, Canada, you will be eligible for treatment in public health care and you will receive reimbursement for the costs of private medical care, medicines and travel from Kela.

  • If you come from an EU or EEA country or Switzerland, demonstrate your right to treatment in public health care with the European Health Insurance Card. With the card, you will receive medically necessary treatment, meaning treatment that, according to a physician’s assessment, cannot wait until your return home.
  • If you come from Quebec, Canada, you must register the certificate provided by your health insurance institution at Kela. Kela will give you a certificate that you can use to demonstrate your right to treatment within Finland’s public health care.
  • If you come from Australia, demonstrate your right to treatment in public health care with an Australian passport. Your permanent address of residence must be in Australia.

If you arrive in Finland as a student from outside of the EU and EEA countries, Switzerland, Australia or Quebec, Canada, you must have private insurance for the costs of health care and medication. Valid insurance is a prerequisite for receiving a residence permit. You will receive emergency treatment within public health care and be responsible for its costs yourself. You can also use private health care services at your own expense. You can also take out insurance to cover the costs.

Working while studying may affect your rights to treatment

Inform Kela if you work while studying. Kela will determine your rights to treatment and whether you can be covered by Finnish social security. For example, nationals of third countries from outside of the EU and EEA countries, Switzerland, Australia or Quebec, Canada who have a residence permit entitling them to work in Finland and a valid employment contract are entitled to use Finnish public health care services.

Grant researchers

If you work in Finland as a grant researcher, Kela will determine whether you can be covered by Finnish social security. Information on social security coverage is available on the Kela website. For example, nationals of third countries from outside of the EU and EEA countries, Switzerland, Australia or Quebec, Canada who have a researcher’s residence permit may be covered by health insurance in Finland. When you are covered by health insurance in Finland, you can use public health care and get Kela reimbursement for using private health care.