Patient injuries abroad

The legislation and patient insurance of the country providing the treatment is always applied in the event of treatment injuries, i.e. compensation for a treatment injury, should be claimed from the patient insurance of the country that provided the treatment. All EU countries have a patient insurance system for treatment provided in the respective countries.


Finnish patient insurance does not cover treatment provided abroad. You cannot receive compensation from Finland for a treatment injury that has been caused by treatment provided abroad.

When you seek treatment abroad, find out what kind of treatment injury system the country has. Make sure, too, that you have received sufficient information about the treatment and procedures to be carried out, and about the risks they involve.

Ensure that the treatment provider is licensed

When you seek treatment abroad, make sure that the treatment provider is licensed and that they have the appropriate treatment injury insurance to cover treatment. Find out, where possible, background information on the doctor treating you or carrying out a procedure such as rights to practise the profession and any restrictions.

The contact point of the EU country providing treatment will answer any questions about the country´s patient insurance system and, if necessary, refer you the appropriate authority. The country´s other authorities responsible for healthcare and statutory health insurance will provide information too.

If you have suffered a treatment injury abroad

Find out from the treatment provider or from the contact point of the country that provided the treatment how you can claim compensation for a treatment injury.

You will receive treatment in a public healthcare unit of your municipality of residence even if your treatment need arises from a treatment injury incurred abroad. You will receive treatment in accordance with a treatment need assessment made by a doctor.